Picture perfect?

coastline-1081897What is your picture of retirement?

Will you be ready to put yourself in the picture?

Are you saving enough to retire in your picture perfect setting?

When I google retirement obstacles, most results are tied to companies and financial planners who are advising around the concept of saving for your retirement.

The problem with that approach is that there are so many unforeseen variables that projecting how much you need to save is at best a guess and at the worst a gamble with your future.

Additionally, many Americans are struggling to make their income be enough for the present. They can barely save for the future even though they know that they need to be.

I agree that you and I need to save for the future. It is a prudent action.

I agree that you and I can find little ways to increase that saving. That is sound action.

I agree that you and I can take every prudent and sound action and still fall short of actual retirement needs.

In addition to saving, in addition to changing your spending habits, I suggest you also can benefit from looking for additional income sources.

Social security is designed to provide 40% of your needs. Say you will be able to save enough to match social security. Will you be able to meet the other 20%? And would you like to even find an additional 20% to allow for travel or a hobby?

The African proverb dig a well before you are thirsty is so appropriate. Start digging your well before you retire. Find a part time business that can eventually become passive income. While you are building the business and still working, save the profits. You will be working towards your retirement on two different levels.

I can see you now. Sitting picture perfect in your retirement.

There are many ways to build that part time business income. I have found the one that is picture perfect for me. I am sharing it in online meetings this week.

I will present Dig a Well 2.0 at the following times:

Tuesday, October 25, 2016, 6-7 p.m. Mountain Time. Use this link to sign on: https://zoom.us/j/803474720

Thursday, October 27, 2016, 2-3 p.m. Mountain Time. Use this link to sign on: https://zoom.us/j/571532123

Saturday, October 29, 2016, 9-10 a.m. Mountain Time. Use this link to sign on: https://zoom.us/j/161277807

Join me and let’s dig a well together!

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